"So true. Everything we offer on has multiple offers. Even the list price is too low. Thanks Lynne"
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Bryant Tutas commented on Lynne Rohde's blog post More homes are being sold AND the mortgage rates are going up!
Lynne Rohde posted a blog postMore homes are being sold AND the mortgage rates are going up!
WHAT DOES THIS MEAN TO YOU????* This once in a lifetime opportunity to purchase a home won't last forever so if you've been sitting on the fence to buy it's time to GET OFF!* I don't recommend low balling offers in this market... we are seeing multiple offers now. That also means offering more than the asking price if you are asking the seller to pay closing costs.* Although it will no longer make sense for some of you to refinance I can work up numbers so you'll know for sure... call or email…See More
Lynne Rohde posted a blog postMortgages and Guidelines by Lynne Rohde
Have you recently had a loan officer say a loan couldn't work because FHA requires collections to be paid off ???? (THIS IS AN EXAMPLE)The real answer is FHA does NOT require collections to be paid, does NOT require a borrower to have reserves in the bank, does NOT require a minimum credit score, ETC.FHA also doesn't "buy" mortgages... FHA only insures them. So, the confusion comes in with the lenders putting "overlays" on the FHA guidelines depending on which investor is buying their…See More
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Lynne Rohde's Blog
More homes are being sold AND the mortgage rates are going up!
WHAT DOES THIS MEAN TO YOU????
* This once in a lifetime opportunity to purchase a home won't last forever so if you've been sitting on the fence to buy it's time to GET OFF!
* I don't recommend low balling offers in this market... we are seeing multiple offers now. That also means offering more than the asking price if you are asking the seller to pay closing costs.
* Although it will no longer make sense for some of you to refinance I can work up numbers so… Continue
* This once in a lifetime opportunity to purchase a home won't last forever so if you've been sitting on the fence to buy it's time to GET OFF!
* I don't recommend low balling offers in this market... we are seeing multiple offers now. That also means offering more than the asking price if you are asking the seller to pay closing costs.
* Although it will no longer make sense for some of you to refinance I can work up numbers so… Continue
Posted on June 7, 2009 at 8:16pm — 1 Comment
Mortgages and Guidelines by Lynne Rohde
Have you recently had a loan officer say a loan couldn't work because FHA requires collections to be paid off ???? (THIS IS AN EXAMPLE)
The real answer is FHA does NOT require collections to be paid, does NOT require a borrower to have reserves in the bank, does NOT require a minimum credit score, ETC.
FHA also doesn't "buy" mortgages... FHA only insures them. So, the confusion comes in with the lenders putting "overlays" on the FHA guidelines depending on which investor… Continue
The real answer is FHA does NOT require collections to be paid, does NOT require a borrower to have reserves in the bank, does NOT require a minimum credit score, ETC.
FHA also doesn't "buy" mortgages... FHA only insures them. So, the confusion comes in with the lenders putting "overlays" on the FHA guidelines depending on which investor… Continue
Posted on March 29, 2009 at 8:00pm
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